The end of the year is coming up fast! While it may seen like only weeks ago that you were ringing in the new year and enjoying the spring and summer, it's coming up on year end. And the end of the year doesn't just mean that it's time for colder weather and family holiday celebrations.
Your dental benefits expire each year as well. Whether you use an HMO, PPO or another type of dental insurance, your benefits renew each year in January. If you have funds remaining available to you in your dental insurance plan, they will be completely lost if not used before December 31.
When you have dental insurance, it's important to get the full value of your benefits before the end of the year. Don't miss out on the great advantages to using your dental insurance benefits before the New Year.
Your Deductible Renews Every Year
If you've used your dental insurance this year, you may have had to pay some of your deductible. Just like your benefits, your deductible renews each year on January 1 as well. This means that you'll need to start over from $0.
If you make sure to use your dental insurance before the end of the year with your local South Carolina dentist, you'll continue to be credited for everything you've already paid against your deductible. And if you've paid down your deductible entirely, your dental work will be fully covered, within the limits of your plan.
Don't miss out on your Flexible Spending benefits!
Your health care flexible spending plan will lose any unused funds as of December 31. This is your money that you've dedicated to health care expenses - you don't want to see it go to waste. You can use your plan to cover any kind of uncovered expenses, from your annual deductible to types of dental work that are only partially covered by your dental benefits.
Each year, you put money into your flexible spending plan so that you'll have tax-exempt money on hand to meet your health care needs. You can act now before the end of the year to put your benefits toward the dental work that will improve your health and your life. There's no need to put it off; take advantage of the year-end rollover to access the benefits you've paid for.
Take Care of your Teeth To Save in the Future
You've heard the saying, "an ounce of prevention is worth a pound of cure?" It's true also for dental treatment. If you have any concerns, taking proactive treatment steps now can help to save you pain and expenses down the line.
Instead, contact your local South Carolina dentist to address your dental concerns and get your teeth into great oral health. You can get a head start on any emerging dental issues and stop hundreds or thousands of dollars from being abandoned to your insurance company.
Free Preventive Care is Usually Included!
If you haven't seen us for a cleaning or basic checkup in over six months, you are likely to be due for a free checkup under most major dental insurance plans.
Nearly all dental insurance providers, such as Aetna, Blue Cross/Blue Shield, Cigna, Delta and Humana, cover free annual or biannual cleanings, exams and x-rays. If you don't use that benefit before December 31, you'll have to wait to make use of next year's benefit.
Dental exams are important to find out the state of your teeth and keep your teeth and gums in tip-top shape. They are important preventive care that helps to avoid gum disease and dental problems, and the expensive treatment that can accompany them.
As the year comes to a close, don't miss out on taking full advantage of your dental benefits. From using your flexible spending plan to its full extent to ensuring your preventive care needs are met, your South Carolina dentist at Davis and Dingle can help you care for your oral health. Give us a call today to set up an appointment and make a consultation for your dental care plan.